A community bank chartered in 1974, still owned by the communities it serves.
Michigan First Bank opened its doors in 1974 with a single branch and a simple idea: banking works better when the banker knows your name. Fifty years on, that hasn't changed — we've just added the technology to make it easier.
Today we serve households and businesses across Southeast and West Michigan with deposit, lending, and wealth services, and we reinvest locally in the neighborhoods our customers call home.
Through the MFB Foundation we support financial-literacy programs, small-business grants, and local nonprofits — because a bank does best when its community does.
128-bit encrypted sign-on, account alerts, and 24/7 fraud monitoring on every account.
You're never responsible for unauthorized online transactions when reported promptly.
Personal bankers at every Michigan branch — decisions made close to home.